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Win/Win Checking

Required BalanceAPYInterest Rate
$50,000.01 & Up*0.02%0.02%
$25,000.01 to $50,000.00*1.00%1.00%
$0.00 to $25,000.00*2.00%1.98%
$0.00 & Up**0.03%0.02%

*If criteria is met
**If criteria is not met

Win/Win Checking Logo

Win/Win Checking, offered exclusively by Legacy Bank, is a revolutionary checking account in which customers "win" in several ways...

Learn more about Win/Win Checking.

Certificates of Deposit

TermAPYInterest Rate
3 Months0.10%0.10%
6 Months0.20%0.20%
1 Year0.25%0.25%
18 Months0.35%0.35%
2 Year0.40%0.40%
3 Year0.50%0.50%
4 Year0.60%0.60%
5 Year0.75%0.75%
18 Months Step-Up0.35%0.35%
2 Year Step-Up0.40%0.40%

Money Market Savings

Required BalanceAPYInterest Rate
$50,000.00 & Up0.15%0.15%
$25,000.00 to $49,999.990.15%0.15%
$10,000.00 to $24,999.990.15%0.15%
$2,500.00 to $9,999.990.15%0.15%
$250.00 to $2,499.990.15%0.15%

Priority Club Checking

Required BalanceAPYInterest Rate
$50,000.00 & Up0.10%0.10%
$25,000.00 to $49,999.990.10%0.10%
$10,000.00 to $24,999.990.10%0.10%
$2,500.00 to $9,999.990.10%0.10%

Regular Savings

Required BalanceAPYInterest Rate
$50,000.00 & Up0.12%0.12%
$10,000.00 to $49,999.990.12%0.12%
$200.00 to $9,999.99*0.12%0.12%

*Youth Savings pays this tier on balances < $200.00

Bear Club Savings

Required BalanceAPYInterest Rate
$10,000.01 & Up*0.20%0.20%
$5,000.01 to $10,000.00*1.00%1.00%
$0.00 to $5,000.00*2.00%1.98%

*This account requires an electronic statement. A valid e-mail address and eBank account are required to receive statements electronically.

Individual Retirement Account

TermAPYInterest Rate
18 Month Variable0.32%0.32%

Rate Disclosures


Annual Percentage Yield is accurate as of Friday, April 18, 2014. $10,000.00 minimum balance required to earn APY on 6 Month CD. $1,000.00 minimum balance required to earn APY on 1 Year CD. There may be a substantial penalty for early withdrawal. Contact us for an application and complete disclosures of the terms of the account.

Step-Up CDs

Open a 18 Month or 24 Month Step-Up CD at the current rate. If the rate goes up during the life of the CD, you get the option to "Step-Up" to the new rate. Annual Percentage Yield is accurate as of Friday, April 18, 2014. The minimum to open and earn quoted APY is $10,000. Should the quoted rate on the same product change during the term of the CD, the account holder has the option of having their rate adjusted to the new rate one time during the term of the CD. Interest earned may be paid back to the account or paid monthly to any Legacy Bank Checking Account. The step-up feature is available on Legacy Bank's 18 month and 24 month Certificates of Deposit for a limited time. There may be a substantial penalty for early withdrawal.

Money Market

There is no minimum deposit to open a Legacy Money Market account. The minimum to earn quoted APY is $250. Other yields are available on higher tiers. Interest is paid monthly. You may make six transfers per month. There will be a $3 fee charged for each withdrawal in excess of three per month. There is a $3 service charge if the balance in the account falls below $250. Quoted APY current as of Friday, April 18, 2014. Subject to change at bank's discretion. Contact Legacy Bank for complete details and account disclosure.