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Rates

Checking Accounts

AccountStart BalanceEnd BalanceAPYInterest RatePoint of Sale Total
Win-Win Money Market$0.00$15,000.000.50%0.50%$250.00*
$0.00$15,000.001.00%1.00%$1,000.00*
$0.00$15,000.002.00%1.98%$2,000.00*
$0.00$15,000.003.00%2.96%$3,000.00*
$15,000.01$100,000.000.50%0.50%$0.00*
$100,000.01And Up0.02%0.02%$0.00*
Win-Win Money Market Criteria Not Met$0.00And Up0.02%0.02%$0.00**

*If criteria is met

**If criteria is not met

Step Up CDs

AccountStart BalanceEnd BalanceAPY - Annual Percentage YieldInterest Rate
18 Months$10,000.00And Up0.70%0.70%
2 Year$10,000.00And Up0.70%0.70%

Money Market Accounts

AccountStart BalanceEnd BalanceAPY - Annual Percentage YieldInterest Rate
Money Market$200,000.00And Up0.60%0.60%
$150,000.00$199,999.990.50%0.50%
$100,000.00$149,999.990.40%0.40%
$50,000.00$99,999.990.25%0.25%
$250.00$49,999.990.20%0.20%

CDs

AccountStart BalanceEnd BalanceAPY - Annual Percentage YieldInterest Rate
3 Months$10,000.00And Up0.40%0.40%
6 Months$10,000.00And Up0.40%0.40%
1 Year$10,000.00And Up0.70%0.70%
18 Months$10,000.00And Up0.70%0.70%
2 Year$10,000.00And Up0.70%0.70%

Savings Accounts

AccountStart BalanceEnd BalanceAPY - Annual Percentage YieldInterest Rate
Savings Accounts$50,000.00And Up0.50%0.50%
$10,000.00$49,999.990.30%0.30%
$200.00$9,999.990.20%0.20%
Bear Club Savings$10,000.01And Up0.20%0.20%*
$5,000.01$10,000.001.00%1.00%*
$0.00$5,000.002.00%1.98%*

*This account requires an electronic statement. A valid e-mail address and Ebank account are required to receive statements electronically.

IRAs

AccountStart BalanceEnd BalanceAPY - Annual Percentage YieldInterest Rate
18 Month Variable$0.00And Up0.36%0.36%

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