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Win/Win Money Market

Win/Win Checking®

 

Legacy Bank’s head-turning, market-leading, cash-earning checking account is getting a new and improved makeover.

Win/Win has been around for more than a decade with little change other than tweaks to the earnings rates as the Federal Reserve has moved rates around. Now it’s time for updates and improvements. Here are a few of the considerations behind the changes:

  • Interest rates appear to be staying low, near zero, for the foreseeable future, creating challenges for interest bearing accounts like Win/Win.
  • Banking rules have changed removing some key restrictions on an account type known as Money Market accounts. There is no longer a limit to the number of payments or withdrawals you can make from a Money Market account. By changing Win/Win Checking to Win/Win Money Market, we move to more options and higher earnings potential for you.
  • Since the beginning of the Win/Win account, the way people use an account has changed. We used to write checks. Now we use our debit cards for most everything, many times even substituting the card for cash for even small purchases.

Let’s see the new Legacy Bank Win/Win Money Market.

Starting with what is NOT changing: Win/Win still includes—at no charge—

  • Mobile Banking
  • e-banking
  • Bill-Pay
  • e-statements
  • a Legacy VISA® debit card
  • a network of no-fee ATMs
  • plus, if you reach the minimum of 12 transactions for at least $250 in purchases we will reimburse your account for non-Legacy ATM surcharges fees up to $3.00 for each withdrawal up to 6 per month as long as you withdraw at least $100.

And the main thing that is NOT changing: Win/Win is still a bank account that pays you! And, with the new version, the higher the dollar volume of your purchases using your debit card, the more you earn. As is typical with many Money Market accounts, there are earnings tiers. Here’s where the new Win/Win gets even more winning.

You can earn extra interest if you use your debit card at least 12 times a month—not a day, not a week, but a month, and;

  • Use your debit card for at least $250.00 during the month and earn .50% APY on the first $100,000 of balances.

Now, think 1-2-3.

  • Use your debit card for at least $1,000 during the month and earn 1.00% APY on the first $15,000 of balances and 0.50% APY on the next $85,000 of balances.
  • Use your debit card for at least $2,000 during the month and earn 2.00% APY on the first $15,000 of balances and 0.50% APY on the next $85,000 of balances.
  • Use your debit card for at least $3,000 during the month and earn 3.00% APY on the first $15,000 of balances and 0.50% APY on the next $85,000 of balances.

You also get great service from Oklahoma’s Best Bank.*

What do you need to do? If you don’t have Win/Win yet, give us a call or click here to open your account online. If you are a current Win/Win customer, you don’t need to do anything. Your account will move to the new Win/Win Money Market beginning November 1, 2020. And as always, to maximize your earnings, use your Legacy Bank VISA® check card as your go-to payment method. Purchasing power equals earnings power.

Exclusively From Legacy Bank Win/Win Money Market

*When we say “Oklahoma’s Best Bank” we mean that when given a choice our loyal customers always choose us, and our employees wouldn’t choose any other bank to be a part of.

Effective 11/1/2020

 

 

View Win/Win Money Market DisclosuresView Win/Win Money Market Disclosures